Savings Accounts
Statement Savings
- Minimum Open Deposit of $200
- The Interest rate and Annual Percentage Yield for your account may change at any time
- Interest will be compounded and credited quarterly, if you close your account before interest is credited, you will not receive the accrued interest
- If the daily balance of the account falls below $25.00 any day of the statement cycle, a maintenance fee of $3.00 will be imposed every statement cycle.
- Certain withdrawal restrictions apply
- Excess Debit Fee: you will be charged $3.00 per debit/withdrawal over 6 per quarter
- Unlimited Deposits can be made
- Free Telephone Banking
- Quarterly Statements
Investment Savings
- Minimum Open Deposit of $10,000
- The Interest rate and Annual Percentage Yield for your account may change at any time
- Interest will be compounded and credited quarterly, if you close your account before interest is credited, you will not receive the accrued interest
- Certain withdrawal restrictions apply
- Excess Debit Fee: you will be charged $15.00 per withdrawal over 3 per statement
- Unlimited Deposits can be made
- Free Telephone Banking
- Quarterly Statements
Kid’s Savings
- Eligibility: Must be under 18 years of age. Account will convert to Statement Savings at the age of 18.
- Minimum Open Deposit of $5.00
- The Interest rate and Annual Percentage Yield for your account may change at any time
- Interest will be compounded and credited quarterly, if you close your account before interest is credited, you will not receive the accrued interest
- Certain withdrawal restrictions apply
- Excess Debit Fee: you will be charged $2.00 per debit/withdrawal over 6 per quarter
- Unlimited Deposits can be made
- Free Telephone Banking
- Quarterly Statements
Christmas Club
- Minimum Open Deposit of $20
- The Interest rate and Annual Percentage Yield is fixed for this account
- Interest will be compounded and credited annually, if you close your account before interest is credited, you will not receive the accrued interest
- If the daily balance of the account falls below $10.00 any day of the statement cycle, the monthly maintenance fee of $1.00 will be imposed every statement cycle.
- Any withdrawals from this account, and the account must be closed
- Unlimited Deposits can be made
- Payout checking produced around first weekend in November
Vacation Club
- Minimum Open Deposit of $20
- The Interest rate and Annual Percentage Yield is fixed for this account
- Interest will be compounded and credited annually, if you close your account before interest is credited, you will not receive the accrued interest
- If the daily balance of the account falls below $10.00 any day of the statement cycle, the monthly maintenance fee of $1.00 will be imposed every statement cycle.
- Any withdrawals from this account, and the account must be closed
- Unlimited Deposits can be made
- Payout checking produced around first weekend in June
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Unity Bank of Mississippi is committed to giving our customers an advanced banking experience without losing our community touch. We are here for you every step of your financial journey.