For lost / stolen debit cards please call
662-252-4211, 662-252-1341, or 800-523-4175
Savings Accounts

Statement Savings

  • Minimum Open Deposit of $200
  • The Interest rate and Annual Percentage Yield for your account may change at any time
  • Interest will be compounded and credited quarterly, if you close your account before interest is credited, you will not receive the accrued interest
  • If the daily balance of the account falls below $25.00 any day of the statement cycle, a maintenance fee of $3.00 will be imposed every statement cycle.
  • Certain withdrawal restrictions apply
  • Excess Debit Fee: you will be charged $3.00 per debit/withdrawal over 6 per quarter
  • Unlimited Deposits can be made
  • Free Telephone Banking
  • Quarterly Statements

Investment Savings

  • Minimum Open Deposit of $10,000
  • The Interest rate and Annual Percentage Yield for your account may change at any time
  • Interest will be compounded and credited quarterly, if you close your account before interest is credited, you will not receive the accrued interest
  • Certain withdrawal restrictions apply
  • Excess Debit Fee: you will be charged $15.00 per withdrawal over 3 per statement
  • Unlimited Deposits can be made
  • Free Telephone Banking
  • Quarterly Statements

Kid’s Savings

  • Eligibility: Must be under 18 years of age. Account will convert to Statement Savings at the age of 18.
  • Minimum Open Deposit of $5.00
  • The Interest rate and Annual Percentage Yield for your account may change at any time
  • Interest will be compounded and credited quarterly, if you close your account before interest is credited, you will not receive the accrued interest
  • Certain withdrawal restrictions apply
  • Excess Debit Fee: you will be charged $2.00 per debit/withdrawal over 6 per quarter
  • Unlimited Deposits can be made
  • Free Telephone Banking
  • Quarterly Statements

Christmas Club

  • Minimum Open Deposit of $20
  • The Interest rate and Annual Percentage Yield is fixed for this account
  • Interest will be compounded and credited annually, if you close your account before interest is credited, you will not receive the accrued interest
  • If the daily balance of the account falls below $10.00 any day of the statement cycle, the monthly maintenance fee of $1.00 will be imposed every statement cycle.
  • Any withdrawals from this account, and the account must be closed
  • Unlimited Deposits can be made
  • Payout checking produced around first weekend in November

Vacation Club

  • Minimum Open Deposit of $20
  • The Interest rate and Annual Percentage Yield is fixed for this account
  • Interest will be compounded and credited annually, if you close your account before interest is credited, you will not receive the accrued interest
  • If the daily balance of the account falls below $10.00 any day of the statement cycle, the monthly maintenance fee of $1.00 will be imposed every statement cycle.
  • Any withdrawals from this account, and the account must be closed
  • Unlimited Deposits can be made
  • Payout checking produced around first weekend in June

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Unity Bank of Mississippi is committed to giving our customers an advanced banking experience without losing our community touch. We are here for you every step of your financial journey.